Section 8 rent in Hamilton County, NY

FY2025 HUD Small Area Fair Market Rents for the Hamilton County, NY, covering 14 ZIP codes.

$1,176Avg 2BR FMR / mo
$1,294Avg 2BR at 110% Standard
14ZIP Codes

Fair market rent by bedroom count

Base SAFMR across all ZIP codes in this market. Housing authorities may set payment standards between 90% and 110% of these rates.

BedroomsLowest ZIPAverageHighest ZIPAvg 110% Standard
Studio$780$893$1,060$982
1 Bedroom$790$906$1,070$997
2 Bedrooms$1,030$1,176$1,400$1,294
3 Bedrooms$1,250$1,421$1,690$1,564
4 Bedrooms$1,440$1,596$1,860$1,756

Small multifamily Section 8 income

Estimated gross monthly and annual rent for 2-to-4 unit properties, assuming every unit is rented to Section 8 at this market's average fair market rent. Small multifamily is a favorite for long-term buy-and-hold investors stacking stable voucher income across multiple doors.

Property TypeUnit MixGross Monthly RentGross Annual Rent
Duplex2 × 2BR$2,352$28,224
Triplex3 × 2BR$3,528$42,336
Fourplex4 × 2BR$4,704$56,448
Fourplex4 × 3BR$5,684$68,208

Gross scheduled rent before vacancy, maintenance and management. Run any New York multifamily listing through RealG to model it against real operating costs, or try the rental property calculator.

Highest-paying ZIP codes

Top 14 of 14 ZIP codes in this market, ranked by 2-bedroom SAFMR.

ZIP Code1BR2BR3BR4BR
12164 $1,070 $1,400 $1,690 $1,860
12139 $1,010 $1,330 $1,600 $1,760
13353 $1,010 $1,330 $1,600 $1,760
13360 $1,010 $1,330 $1,600 $1,760
13436 $1,010 $1,330 $1,600 $1,760
12108 $960 $1,250 $1,510 $1,660
12134 $1,020 $1,240 $1,500 $1,650
12190 $810 $1,060 $1,280 $1,440
13331 $840 $1,050 $1,270 $1,500
12032 $790 $1,030 $1,250 $1,440
12812 $790 $1,030 $1,250 $1,440
12842 $790 $1,030 $1,250 $1,440
12847 $790 $1,030 $1,250 $1,440
12864 $790 $1,030 $1,250 $1,440

Quick cash flow check

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30-year fixed. Taxes and insurance estimated at 1.5% and 0.5% of price per year. Before vacancy, maintenance and management. For a full itemized analysis, run this market in RealG.

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Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Hamilton County, NY?
For FY2025, the average 2-bedroom Small Area Fair Market Rent in the Hamilton County, NY is $1,176 per month, ranging from $1,030 to $1,400 depending on ZIP code. Local housing authorities may set payment standards between 90% and 110% of these rates, so the average 2-bedroom payment standard can reach $1,294.
What is a Small Area Fair Market Rent (SAFMR)?
SAFMRs are fair market rents that HUD publishes at the ZIP code level instead of one rate for a whole metro area. They reflect what modest rental housing actually costs in each ZIP, which means higher payment standards in more expensive neighborhoods. Housing choice voucher payments in this market are based on these rates.
Why do rents vary so much between ZIP codes here?
In Hamilton County, NY, 2-bedroom SAFMRs run from $1,030 to $1,400 per month. HUD sets each ZIP's rate from local rent data, so neighborhoods with stronger rental markets get higher voucher payment standards. For investors, the spread matters: the same house price can produce very different Section 8 rents a few ZIP codes apart.
How do I find Section 8 investment properties in New York?
RealG searches live listings across New York, runs Section 8 numbers on every property using these HUD rates, and grades each deal A through D against your buying criteria. You can start free with no credit card and see graded deals in this market in minutes.

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