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Section 8 rent in St. Louis, MO-IL

FY2025 HUD Small Area Fair Market Rents for the St. Louis, MO-IL HUD Metro FMR Area, covering 269 ZIP codes.

$1,206Avg 2BR FMR / mo
$1,327Avg 2BR at 110% Standard
269ZIP Codes

Fair market rent by bedroom count

Base SAFMR across all ZIP codes in this market. Housing authorities may set payment standards between 90% and 110% of these rates.

BedroomsLowest ZIPAverageHighest ZIPAvg 110% Standard
Studio$840$937$1,420$1,031
1 Bedroom$880$977$1,470$1,074
2 Bedrooms$1,090$1,206$1,820$1,327
3 Bedrooms$1,410$1,559$2,350$1,714
4 Bedrooms$1,640$1,801$2,700$1,981

Small multifamily Section 8 income

Estimated gross monthly and annual rent for 2-to-4 unit properties, assuming every unit is rented to Section 8 at this market's average fair market rent. Small multifamily is a favorite for long-term buy-and-hold investors stacking stable voucher income across multiple doors.

Property TypeUnit MixGross Monthly RentGross Annual Rent
Duplex2 × 2BR$2,412$28,944
Triplex3 × 2BR$3,618$43,416
Fourplex4 × 2BR$4,824$57,888
Fourplex4 × 3BR$6,236$74,832

Gross scheduled rent before vacancy, maintenance and management. Run any Missouri multifamily listing through RealG to model it against real operating costs, or try the rental property calculator.

Highest-paying ZIP codes

Top 15 of 269 ZIP codes in this market, ranked by 2-bedroom SAFMR.

ZIP Code1BR2BR3BR4BR
62225 $1,470 $1,820 $2,350 $2,700
63011 $1,470 $1,820 $2,350 $2,700
63034 $1,470 $1,820 $2,350 $2,700
63048 $1,470 $1,820 $2,350 $2,700
63124 $1,470 $1,820 $2,350 $2,700
63131 $1,470 $1,820 $2,350 $2,700
63348 $1,470 $1,820 $2,350 $2,700
63105 $1,410 $1,740 $2,250 $2,590
63108 $1,400 $1,730 $2,240 $2,570
63304 $1,390 $1,710 $2,210 $2,540
63144 $1,340 $1,660 $2,140 $2,470
63017 $1,330 $1,640 $2,120 $2,440
63141 $1,320 $1,630 $2,110 $2,420
63005 $1,300 $1,600 $2,070 $2,380
63040 $1,290 $1,590 $2,050 $2,360

Quick cash flow check

Free Tool

Estimate monthly cash flow renting to Section 8 at this market's average fair market rent.

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30-year fixed. Taxes and insurance estimated at 1.5% and 0.5% of price per year. Before vacancy, maintenance and management. For a full itemized analysis, run this market in RealG.

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Frequently asked questions

How much does Section 8 pay for a 2-bedroom in St. Louis, MO-IL?
For FY2025, the average 2-bedroom Small Area Fair Market Rent in the St. Louis, MO-IL HUD Metro FMR Area is $1,206 per month, ranging from $1,090 to $1,820 depending on ZIP code. Local housing authorities may set payment standards between 90% and 110% of these rates, so the average 2-bedroom payment standard can reach $1,327.
What is a Small Area Fair Market Rent (SAFMR)?
SAFMRs are fair market rents that HUD publishes at the ZIP code level instead of one rate for a whole metro area. They reflect what modest rental housing actually costs in each ZIP, which means higher payment standards in more expensive neighborhoods. Housing choice voucher payments in this market are based on these rates.
Why do rents vary so much between ZIP codes here?
In St. Louis, MO-IL, 2-bedroom SAFMRs run from $1,090 to $1,820 per month. HUD sets each ZIP's rate from local rent data, so neighborhoods with stronger rental markets get higher voucher payment standards. For investors, the spread matters: the same house price can produce very different Section 8 rents a few ZIP codes apart.
How do I find Section 8 investment properties in Missouri?
RealG searches live listings across Missouri, runs Section 8 numbers on every property using these HUD rates, and grades each deal A through D against your buying criteria. You can start free with no credit card and see graded deals in this market in minutes.

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Every Missouri listing analyzed against real HUD rates and graded A–D. The AI agent calls the sellers.

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