Section 8 rent in Hagerstown, MD

Q: What is a Small Area Fair Market Rent (SAFMR)?

SAFMRs are HUD fair market rents published at the ZIP code level rather than one rate per metro area. Housing choice voucher payment standards in this market are based on these ZIP-level rates.

FY2025 HUD Small Area Fair Market Rents for the Hagerstown, MD HUD Metro FMR Area, covering 23 ZIP codes.

$1,337Avg 2BR FMR / mo

$1,471Avg 2BR at 110% Standard

23ZIP Codes

Fair market rent by bedroom count

Base SAFMR across all ZIP codes in this market. Housing authorities may set payment standards between 90% and 110% of these rates.

Bedrooms	Lowest ZIP	Average	Highest ZIP	Avg 110% Standard
Studio	$750	$974	$1,580	$1,072
1 Bedroom	$840	$1,058	$1,620	$1,164
2 Bedrooms	$1,110	$1,337	$1,820	$1,471
3 Bedrooms	$1,550	$1,805	$2,280	$1,986
4 Bedrooms	$1,710	$2,034	$2,680	$2,238

Small multifamily Section 8 income

Estimated gross monthly and annual rent for 2-to-4 unit properties, assuming every unit is rented to Section 8 at this market's average fair market rent. Small multifamily is a favorite for long-term buy-and-hold investors stacking stable voucher income across multiple doors.

Property Type	Unit Mix	Gross Monthly Rent	Gross Annual Rent
Duplex	2 × 2BR	$2,674	$32,088
Triplex	3 × 2BR	$4,011	$48,132
Fourplex	4 × 2BR	$5,348	$64,176
Fourplex	4 × 3BR	$7,220	$86,640

Gross scheduled rent before vacancy, maintenance and management. Run any Maryland multifamily listing through RealG to model it against real operating costs, or try the rental property calculator.

Highest-paying ZIP codes

Top 15 of 23 ZIP codes in this market, ranked by 2-bedroom SAFMR.

ZIP Code	1BR	2BR	3BR	4BR
21769	$1,620	$1,820	$2,280	$2,680
21713	$1,240	$1,630	$2,250	$2,500
21758	$1,320	$1,550	$2,000	$2,350
21779	$1,250	$1,540	$2,050	$2,330
21780	$1,300	$1,470	$1,840	$2,170
21733	$1,080	$1,420	$1,960	$2,180
21742	$1,080	$1,420	$1,960	$2,170
21756	$1,070	$1,410	$1,940	$2,160
21755	$1,230	$1,390	$1,740	$2,050
21782	$1,040	$1,370	$1,890	$2,100
21719	$1,120	$1,350	$1,760	$2,020
21783	$1,040	$1,340	$1,820	$2,040
21715	$950	$1,240	$1,710	$1,900
21720	$950	$1,240	$1,710	$1,900
21746	$940	$1,240	$1,730	$1,900

Quick cash flow check

Free Tool

Estimate monthly cash flow renting to Section 8 at this market's average fair market rent.

Purchase price Down payment % Interest rate % Bedrooms

Section 8 rent (avg FMR)—

Est. mortgage payment (PITI)—

Est. monthly cash flow—

30-year fixed. Taxes and insurance estimated at 1.5% and 0.5% of price per year. Before vacancy, maintenance and management. For a full itemized analysis, run this market in RealG.

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Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Hagerstown, MD?

For FY2025, the average 2-bedroom Small Area Fair Market Rent in the Hagerstown, MD HUD Metro FMR Area is $1,337 per month, ranging from $1,110 to $1,820 depending on ZIP code. Local housing authorities may set payment standards between 90% and 110% of these rates, so the average 2-bedroom payment standard can reach $1,471.

What is a Small Area Fair Market Rent (SAFMR)?

SAFMRs are fair market rents that HUD publishes at the ZIP code level instead of one rate for a whole metro area. They reflect what modest rental housing actually costs in each ZIP, which means higher payment standards in more expensive neighborhoods. Housing choice voucher payments in this market are based on these rates.

Why do rents vary so much between ZIP codes here?

In Hagerstown, MD, 2-bedroom SAFMRs run from $1,110 to $1,820 per month. HUD sets each ZIP's rate from local rent data, so neighborhoods with stronger rental markets get higher voucher payment standards. For investors, the spread matters: the same house price can produce very different Section 8 rents a few ZIP codes apart.

How do I find Section 8 investment properties in Maryland?

RealG searches live listings across Maryland, runs Section 8 numbers on every property using these HUD rates, and grades each deal A through D against your buying criteria. You can start free with no credit card and see graded deals in this market in minutes.

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