Start Free

Section 8 rent in Harlan County, KY

FY2025 HUD Small Area Fair Market Rents for the Harlan County, KY, covering 29 ZIP codes.

$907Avg 2BR FMR / mo
$998Avg 2BR at 110% Standard
29ZIP Codes

Fair market rent by bedroom count

Base SAFMR across all ZIP codes in this market. Housing authorities may set payment standards between 90% and 110% of these rates.

BedroomsLowest ZIPAverageHighest ZIPAvg 110% Standard
Studio$620$659$750$724
1 Bedroom$680$724$820$797
2 Bedrooms$870$907$1,040$998
3 Bedrooms$1,130$1,187$1,350$1,306
4 Bedrooms$1,150$1,228$1,490$1,350

Small multifamily Section 8 income

Estimated gross monthly and annual rent for 2-to-4 unit properties, assuming every unit is rented to Section 8 at this market's average fair market rent. Small multifamily is a favorite for long-term buy-and-hold investors stacking stable voucher income across multiple doors.

Property TypeUnit MixGross Monthly RentGross Annual Rent
Duplex2 × 2BR$1,814$21,768
Triplex3 × 2BR$2,721$32,652
Fourplex4 × 2BR$3,628$43,536
Fourplex4 × 3BR$4,748$56,976

Gross scheduled rent before vacancy, maintenance and management. Run any Kentucky multifamily listing through RealG to model it against real operating costs, or try the rental property calculator.

Highest-paying ZIP codes

Top 15 of 29 ZIP codes in this market, ranked by 2-bedroom SAFMR.

ZIP Code1BR2BR3BR4BR
40828 $820 $1,040 $1,350 $1,380
40847 $820 $1,040 $1,350 $1,380
40849 $820 $1,040 $1,350 $1,380
40873 $790 $1,000 $1,300 $1,330
40818 $760 $970 $1,260 $1,280
40806 $760 $960 $1,250 $1,270
40865 $740 $940 $1,220 $1,240
40855 $730 $930 $1,210 $1,230
40824 $710 $900 $1,170 $1,190
40863 $720 $900 $1,180 $1,220
40820 $720 $890 $1,170 $1,330
40843 $700 $890 $1,170 $1,250
40962 $760 $890 $1,240 $1,490
40801 $690 $870 $1,130 $1,150
40807 $680 $870 $1,130 $1,150

Quick cash flow check

Free Tool

Estimate monthly cash flow renting to Section 8 at this market's average fair market rent.

Section 8 rent (avg FMR)—
Est. mortgage payment (PITI)—
Est. monthly cash flow—

30-year fixed. Taxes and insurance estimated at 1.5% and 0.5% of price per year. Before vacancy, maintenance and management. For a full itemized analysis, run this market in RealG.

Analyze Real Kentucky Listings Free

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Harlan County, KY?
For FY2025, the average 2-bedroom Small Area Fair Market Rent in the Harlan County, KY is $907 per month, ranging from $870 to $1,040 depending on ZIP code. Local housing authorities may set payment standards between 90% and 110% of these rates, so the average 2-bedroom payment standard can reach $998.
What is a Small Area Fair Market Rent (SAFMR)?
SAFMRs are fair market rents that HUD publishes at the ZIP code level instead of one rate for a whole metro area. They reflect what modest rental housing actually costs in each ZIP, which means higher payment standards in more expensive neighborhoods. Housing choice voucher payments in this market are based on these rates.
Why do rents vary so much between ZIP codes here?
In Harlan County, KY, 2-bedroom SAFMRs run from $870 to $1,040 per month. HUD sets each ZIP's rate from local rent data, so neighborhoods with stronger rental markets get higher voucher payment standards. For investors, the spread matters: the same house price can produce very different Section 8 rents a few ZIP codes apart.
How do I find Section 8 investment properties in Kentucky?
RealG searches live listings across Kentucky, runs Section 8 numbers on every property using these HUD rates, and grades each deal A through D against your buying criteria. You can start free with no credit card and see graded deals in this market in minutes.

More Kentucky markets

Adair County, KY Allen County, KY Anderson County, KY Ballard County, KY Barren County, KY Bath County, KY Bell County, KY Bowling Green, KY Boyle County, KY Breathitt County, KY All Kentucky markets →

These are the rents. RealG finds the properties.

Every Kentucky listing analyzed against real HUD rates and graded A–D. The AI agent calls the sellers.

Start Free