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Section 8 rent in Stockton-Lodi, CA

FY2025 HUD Small Area Fair Market Rents for the Stockton-Lodi, CA MSA, covering 46 ZIP codes.

$1,816Avg 2BR FMR / mo
$1,997Avg 2BR at 110% Standard
46ZIP Codes

Fair market rent by bedroom count

Base SAFMR across all ZIP codes in this market. Housing authorities may set payment standards between 90% and 110% of these rates.

BedroomsLowest ZIPAverageHighest ZIPAvg 110% Standard
Studio$1,010$1,307$1,870$1,437
1 Bedroom$1,120$1,428$2,050$1,571
2 Bedrooms$1,390$1,816$2,610$1,997
3 Bedrooms$1,890$2,534$3,650$2,788
4 Bedrooms$2,180$3,026$4,370$3,329

Small multifamily Section 8 income

Estimated gross monthly and annual rent for 2-to-4 unit properties, assuming every unit is rented to Section 8 at this market's average fair market rent. Small multifamily is a favorite for long-term buy-and-hold investors stacking stable voucher income across multiple doors.

Property TypeUnit MixGross Monthly RentGross Annual Rent
Duplex2 × 2BR$3,632$43,584
Triplex3 × 2BR$5,448$65,376
Fourplex4 × 2BR$7,264$87,168
Fourplex4 × 3BR$10,136$121,632

Gross scheduled rent before vacancy, maintenance and management. Run any California multifamily listing through RealG to model it against real operating costs, or try the rental property calculator.

Highest-paying ZIP codes

Top 15 of 46 ZIP codes in this market, ranked by 2-bedroom SAFMR.

ZIP Code1BR2BR3BR4BR
95391 $2,050 $2,610 $3,650 $4,370
95304 $2,040 $2,600 $3,640 $4,370
95377 $2,040 $2,600 $3,640 $4,370
95230 $1,960 $2,500 $3,500 $4,170
95212 $1,920 $2,440 $3,420 $4,100
95219 $1,920 $2,340 $3,010 $3,560
95330 $1,810 $2,310 $3,240 $3,880
95337 $1,630 $2,070 $2,900 $3,480
95376 $1,620 $2,060 $2,890 $3,460
95242 $1,590 $2,030 $2,840 $3,410
95209 $1,590 $2,020 $2,830 $3,390
95236 $1,580 $2,020 $2,830 $3,390
95632 $1,570 $1,950 $2,650 $3,060
95336 $1,490 $1,900 $2,660 $3,190
95366 $1,480 $1,890 $2,650 $3,170

Quick cash flow check

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Estimate monthly cash flow renting to Section 8 at this market's average fair market rent.

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30-year fixed. Taxes and insurance estimated at 1.5% and 0.5% of price per year. Before vacancy, maintenance and management. For a full itemized analysis, run this market in RealG.

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Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Stockton-Lodi, CA?
For FY2025, the average 2-bedroom Small Area Fair Market Rent in the Stockton-Lodi, CA MSA is $1,816 per month, ranging from $1,390 to $2,610 depending on ZIP code. Local housing authorities may set payment standards between 90% and 110% of these rates, so the average 2-bedroom payment standard can reach $1,997.
What is a Small Area Fair Market Rent (SAFMR)?
SAFMRs are fair market rents that HUD publishes at the ZIP code level instead of one rate for a whole metro area. They reflect what modest rental housing actually costs in each ZIP, which means higher payment standards in more expensive neighborhoods. Housing choice voucher payments in this market are based on these rates.
Why do rents vary so much between ZIP codes here?
In Stockton-Lodi, CA, 2-bedroom SAFMRs run from $1,390 to $2,610 per month. HUD sets each ZIP's rate from local rent data, so neighborhoods with stronger rental markets get higher voucher payment standards. For investors, the spread matters: the same house price can produce very different Section 8 rents a few ZIP codes apart.
How do I find Section 8 investment properties in California?
RealG searches live listings across California, runs Section 8 numbers on every property using these HUD rates, and grades each deal A through D against your buying criteria. You can start free with no credit card and see graded deals in this market in minutes.

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