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Section 8 rent in Jersey City, NJ

FY2025 HUD Small Area Fair Market Rents for the Jersey City, NJ HUD Metro FMR Area, covering 20 ZIP codes.

$2,491Avg 2BR FMR / mo
$2,740Avg 2BR at 110% Standard
20ZIP Codes

Fair market rent by bedroom count

Base SAFMR across all ZIP codes in this market. Housing authorities may set payment standards between 90% and 110% of these rates.

BedroomsLowest ZIPAverageHighest ZIPAvg 110% Standard
Studio$1,740$2,166$3,000$2,383
1 Bedroom$1,770$2,199$3,040$2,418
2 Bedrooms$2,000$2,491$3,450$2,740
3 Bedrooms$2,460$3,069$4,240$3,376
4 Bedrooms$2,800$3,478$4,830$3,825

Small multifamily Section 8 income

Estimated gross monthly and annual rent for 2-to-4 unit properties, assuming every unit is rented to Section 8 at this market's average fair market rent. Small multifamily is a favorite for long-term buy-and-hold investors stacking stable voucher income across multiple doors.

Property TypeUnit MixGross Monthly RentGross Annual Rent
Duplex2 × 2BR$4,982$59,784
Triplex3 × 2BR$7,473$89,676
Fourplex4 × 2BR$9,964$119,568
Fourplex4 × 3BR$12,276$147,312

Gross scheduled rent before vacancy, maintenance and management. Run any New Jersey multifamily listing through RealG to model it against real operating costs, or try the rental property calculator.

Highest-paying ZIP codes

Top 15 of 20 ZIP codes in this market, ranked by 2-bedroom SAFMR.

ZIP Code1BR2BR3BR4BR
07030 $3,040 $3,450 $4,240 $4,830
07302 $3,040 $3,450 $4,240 $4,830
07310 $3,040 $3,450 $4,240 $4,830
07311 $3,040 $3,450 $4,240 $4,830
07094 $2,590 $2,940 $3,610 $4,110
07086 $2,470 $2,800 $3,440 $3,920
07047 $2,120 $2,400 $2,950 $3,360
07096 $2,030 $2,300 $2,820 $3,220
07097 $2,030 $2,300 $2,820 $3,220
07099 $2,030 $2,300 $2,820 $3,220
07303 $2,030 $2,300 $2,820 $3,220
07307 $1,930 $2,190 $2,690 $3,070
07002 $1,830 $2,070 $2,570 $2,870
07029 $1,830 $2,070 $2,570 $2,870
07087 $1,830 $2,070 $2,570 $2,870

Quick cash flow check

Free Tool

Estimate monthly cash flow renting to Section 8 at this market's average fair market rent.

Section 8 rent (avg FMR)—
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30-year fixed. Taxes and insurance estimated at 1.5% and 0.5% of price per year. Before vacancy, maintenance and management. For a full itemized analysis, run this market in RealG.

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Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Jersey City, NJ?
For FY2025, the average 2-bedroom Small Area Fair Market Rent in the Jersey City, NJ HUD Metro FMR Area is $2,491 per month, ranging from $2,000 to $3,450 depending on ZIP code. Local housing authorities may set payment standards between 90% and 110% of these rates, so the average 2-bedroom payment standard can reach $2,740.
What is a Small Area Fair Market Rent (SAFMR)?
SAFMRs are fair market rents that HUD publishes at the ZIP code level instead of one rate for a whole metro area. They reflect what modest rental housing actually costs in each ZIP, which means higher payment standards in more expensive neighborhoods. Housing choice voucher payments in this market are based on these rates.
Why do rents vary so much between ZIP codes here?
In Jersey City, NJ, 2-bedroom SAFMRs run from $2,000 to $3,450 per month. HUD sets each ZIP's rate from local rent data, so neighborhoods with stronger rental markets get higher voucher payment standards. For investors, the spread matters: the same house price can produce very different Section 8 rents a few ZIP codes apart.
How do I find Section 8 investment properties in New Jersey?
RealG searches live listings across New Jersey, runs Section 8 numbers on every property using these HUD rates, and grades each deal A through D against your buying criteria. You can start free with no credit card and see graded deals in this market in minutes.

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