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Section 8 rent in Niles-Benton Harbor, MI

FY2025 HUD Small Area Fair Market Rents for the Niles-Benton Harbor, MI MSA, covering 26 ZIP codes.

$1,122Avg 2BR FMR / mo
$1,234Avg 2BR at 110% Standard
26ZIP Codes

Fair market rent by bedroom count

Base SAFMR across all ZIP codes in this market. Housing authorities may set payment standards between 90% and 110% of these rates.

BedroomsLowest ZIPAverageHighest ZIPAvg 110% Standard
Studio$650$773$910$850
1 Bedroom$730$861$1,010$947
2 Bedrooms$960$1,122$1,330$1,234
3 Bedrooms$1,230$1,448$1,720$1,592
4 Bedrooms$1,290$1,502$1,760$1,652

Small multifamily Section 8 income

Estimated gross monthly and annual rent for 2-to-4 unit properties, assuming every unit is rented to Section 8 at this market's average fair market rent. Small multifamily is a favorite for long-term buy-and-hold investors stacking stable voucher income across multiple doors.

Property TypeUnit MixGross Monthly RentGross Annual Rent
Duplex2 × 2BR$2,244$26,928
Triplex3 × 2BR$3,366$40,392
Fourplex4 × 2BR$4,488$53,856
Fourplex4 × 3BR$5,792$69,504

Gross scheduled rent before vacancy, maintenance and management. Run any Michigan multifamily listing through RealG to model it against real operating costs, or try the rental property calculator.

Highest-paying ZIP codes

Top 15 of 26 ZIP codes in this market, ranked by 2-bedroom SAFMR.

ZIP Code1BR2BR3BR4BR
49127 $1,010 $1,330 $1,720 $1,760
49085 $1,000 $1,310 $1,690 $1,740
49106 $990 $1,300 $1,680 $1,720
49102 $980 $1,280 $1,650 $1,700
49098 $930 $1,220 $1,580 $1,620
49101 $930 $1,220 $1,580 $1,620
49128 $920 $1,210 $1,560 $1,600
49111 $920 $1,190 $1,540 $1,600
49113 $900 $1,180 $1,520 $1,560
49116 $890 $1,170 $1,510 $1,540
49023 $880 $1,150 $1,490 $1,520
49126 $880 $1,150 $1,490 $1,520
49038 $860 $1,130 $1,460 $1,500
49103 $850 $1,110 $1,430 $1,470
49104 $850 $1,110 $1,430 $1,470

Quick cash flow check

Free Tool

Estimate monthly cash flow renting to Section 8 at this market's average fair market rent.

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30-year fixed. Taxes and insurance estimated at 1.5% and 0.5% of price per year. Before vacancy, maintenance and management. For a full itemized analysis, run this market in RealG.

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Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Niles-Benton Harbor, MI?
For FY2025, the average 2-bedroom Small Area Fair Market Rent in the Niles-Benton Harbor, MI MSA is $1,122 per month, ranging from $960 to $1,330 depending on ZIP code. Local housing authorities may set payment standards between 90% and 110% of these rates, so the average 2-bedroom payment standard can reach $1,234.
What is a Small Area Fair Market Rent (SAFMR)?
SAFMRs are fair market rents that HUD publishes at the ZIP code level instead of one rate for a whole metro area. They reflect what modest rental housing actually costs in each ZIP, which means higher payment standards in more expensive neighborhoods. Housing choice voucher payments in this market are based on these rates.
Why do rents vary so much between ZIP codes here?
In Niles-Benton Harbor, MI, 2-bedroom SAFMRs run from $960 to $1,330 per month. HUD sets each ZIP's rate from local rent data, so neighborhoods with stronger rental markets get higher voucher payment standards. For investors, the spread matters: the same house price can produce very different Section 8 rents a few ZIP codes apart.
How do I find Section 8 investment properties in Michigan?
RealG searches live listings across Michigan, runs Section 8 numbers on every property using these HUD rates, and grades each deal A through D against your buying criteria. You can start free with no credit card and see graded deals in this market in minutes.

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