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Section 8 rent in Lakeland-Winter Haven, FL

FY2025 HUD Small Area Fair Market Rents for the Lakeland-Winter Haven, FL MSA, covering 58 ZIP codes.

$1,395Avg 2BR FMR / mo
$1,535Avg 2BR at 110% Standard
58ZIP Codes

Fair market rent by bedroom count

Base SAFMR across all ZIP codes in this market. Housing authorities may set payment standards between 90% and 110% of these rates.

BedroomsLowest ZIPAverageHighest ZIPAvg 110% Standard
Studio$810$1,132$2,350$1,245
1 Bedroom$810$1,143$2,530$1,258
2 Bedrooms$1,030$1,395$2,970$1,535
3 Bedrooms$1,370$1,866$3,800$2,053
4 Bedrooms$1,470$2,323$4,620$2,555

Small multifamily Section 8 income

Estimated gross monthly and annual rent for 2-to-4 unit properties, assuming every unit is rented to Section 8 at this market's average fair market rent. Small multifamily is a favorite for long-term buy-and-hold investors stacking stable voucher income across multiple doors.

Property TypeUnit MixGross Monthly RentGross Annual Rent
Duplex2 × 2BR$2,790$33,480
Triplex3 × 2BR$4,185$50,220
Fourplex4 × 2BR$5,580$66,960
Fourplex4 × 3BR$7,464$89,568

Gross scheduled rent before vacancy, maintenance and management. Run any Florida multifamily listing through RealG to model it against real operating costs, or try the rental property calculator.

Highest-paying ZIP codes

Top 15 of 58 ZIP codes in this market, ranked by 2-bedroom SAFMR.

ZIP Code1BR2BR3BR4BR
33547 $2,530 $2,970 $3,800 $4,620
33896 $1,760 $2,110 $2,790 $3,440
33858 $1,720 $2,070 $2,740 $3,390
34714 $1,810 $2,060 $2,620 $3,120
33897 $1,650 $2,020 $2,710 $3,380
33837 $1,490 $1,830 $2,460 $3,070
33827 $1,480 $1,810 $2,430 $3,040
34759 $1,480 $1,770 $2,350 $2,900
33813 $1,400 $1,720 $2,310 $2,890
33812 $1,350 $1,650 $2,220 $2,770
33884 $1,250 $1,530 $2,060 $2,570
33803 $1,230 $1,510 $2,030 $2,540
33840 $1,230 $1,510 $2,030 $2,540
33809 $1,230 $1,500 $2,020 $2,520
33810 $1,220 $1,490 $2,010 $2,510

Quick cash flow check

Free Tool

Estimate monthly cash flow renting to Section 8 at this market's average fair market rent.

Section 8 rent (avg FMR)—
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30-year fixed. Taxes and insurance estimated at 1.5% and 0.5% of price per year. Before vacancy, maintenance and management. For a full itemized analysis, run this market in RealG.

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Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Lakeland-Winter Haven, FL?
For FY2025, the average 2-bedroom Small Area Fair Market Rent in the Lakeland-Winter Haven, FL MSA is $1,395 per month, ranging from $1,030 to $2,970 depending on ZIP code. Local housing authorities may set payment standards between 90% and 110% of these rates, so the average 2-bedroom payment standard can reach $1,535.
What is a Small Area Fair Market Rent (SAFMR)?
SAFMRs are fair market rents that HUD publishes at the ZIP code level instead of one rate for a whole metro area. They reflect what modest rental housing actually costs in each ZIP, which means higher payment standards in more expensive neighborhoods. Housing choice voucher payments in this market are based on these rates.
Why do rents vary so much between ZIP codes here?
In Lakeland-Winter Haven, FL, 2-bedroom SAFMRs run from $1,030 to $2,970 per month. HUD sets each ZIP's rate from local rent data, so neighborhoods with stronger rental markets get higher voucher payment standards. For investors, the spread matters: the same house price can produce very different Section 8 rents a few ZIP codes apart.
How do I find Section 8 investment properties in Florida?
RealG searches live listings across Florida, runs Section 8 numbers on every property using these HUD rates, and grades each deal A through D against your buying criteria. You can start free with no credit card and see graded deals in this market in minutes.

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