BRRRR calculator
Buy, Rehab, Rent, Refinance, Repeat. Enter your numbers to see how much cash you pull back out at refinance, what stays in the deal, and your cash-on-cash return.
Your numbers
Free ToolAll-in cost (purchase + rehab + costs)—
New loan at refinance—
Cash left in the deal—
New mortgage payment (P&I)—
Monthly cash flow after refinance—
Cash-on-cash return—
Cash left in = all-in cost − new loan. When you pull all your cash back out (cash left in is $0 or less), cash-on-cash return is effectively infinite. Estimates only.
Find BRRRR Deals with RealG, FreeBRRRR, explained
What does BRRRR stand for?
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. You buy a property below market value, renovate it to raise its value, rent it out, then refinance based on the new higher appraised value to pull your original capital back out, and use that capital to do it again.
What is a good BRRRR deal?
A strong BRRRR leaves little or no cash in the deal after refinancing while still cash flowing each month. Investors often aim to buy and rehab for roughly 75% of the after-repair value, so a cash-out refinance at 75% LTV returns most or all of the invested capital. This calculator shows exactly how much stays in the deal for your numbers.
Why can the return show as infinite?
If the refinance loan returns all the cash you put in, you have zero dollars left in the deal but still collect monthly cash flow. A positive return on a zero-dollar investment is mathematically infinite, which is the goal of a perfectly executed BRRRR.
The hardest part of BRRRR is finding the deal.
RealG surfaces below-market and value-add listings and grades them A–D, then its AI agent calls the sellers.
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